Commercial Property Mortgage Loan
What is Commercial Property Mortgage Loan£¿
Commercial Property Mortgage Loan is an instalment loan to help SMEs like you to finance the purchase of commercial properties (offices and shops) when you mortgage your real estate to the Bank. This alleviates the burden of huge up-front payment in property purchases by amortizing your loan through regular instalment payments.
What benefits can you enjoy?
- Suitable Loan Quantum
- Enjoy a higher loan quantum up to 50% of the current value of the commercial property* that you wish to purchase.
- Multiple Loan Tenor
- Choose a loan tenor from one to 10 years, according to your business needs, cycle and capital turnover.
- Flexible Credit Facility
- With a credit facility of up to RMB 35 mil, we take the pressure off your working capital as we help you realise your dream to own the commercial property you have always wanted.
- Convenient Monthly Instalment Repayment
- Fixed monthly instalments to repay the loan help to reduce the burden of a one-off loan repayment, giving you greater flexibility and peace of mind
- Comprehensive Third-party Services Arrangement
- For your convenience, we arrange third-party services across insurance, property valuation, notarization and law firm.
* Property is valued at realized market transactions and valuer appraisal.
Note: Chartered Bank (China) Limited ("the Bank") reserves the right to alter any contents herein pursuant to its sole discretion at any time without any prior notice or reason, and the decision of the Bank shall be final and conclusive.
We look forward to serving you£¡
For more information, simply call our SME Banking Customer Hotline at 800 988 0018 (telephone), 400 888 8393 (mobile phone) (0830-1800, Monday to Friday)
or click Appointment to leave your information. Our relationship manager will contact as soon as possible.
If you are located in Hong Kong, Macau, Taiwan or overseas area, please dial: (86-755) 2589 0833 (charged).